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Wells Fargo’s yourFirst Mortgage allows for 3% down with no area median income requirements. need a loan with a low down payment requirement, ask lenders about their offerings to help you narrow.
For example, if your credit score is on the low side, you may qualify with a larger down payment. Credit score requirements are higher for a jumbo loan. Some conforming mortgage programs are available.
Most banks have stricter underwriting requirements for jumbo loans, because they often keep them rather than sell them. To.
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